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September 28, 2020
Life Essentials

Updated Performance Insights Are Now Available

We’ve updated the Performance Insights pieces with second-quarter information. Simply click on the one you’d like to see:

VUL Protector →

SVUL Protector →

PruLife Custom Premier II →

Product Announcements

October Index Account Updates

Existing index account caps will not change for new segments beginning in October 2020. However, some improvements will be made to index account spreads. Click below for more information and the complete list of index account caps and spreads.

Learn more →

Newly Available Marketing Materials

Refined PruLife® Custom Premier II Investment Guide Enhances Your Client Conversations

The freshly revised PruLife Custom Premier II Investment Option Guide complements your client conversations by highlighting and explaining the policy’s investment options. The Guide is available with or without a quick risk tolerance questionnaire––use either, depending on your preference.

Get the Guide Without the Questionnaire →

Get the Guide With the Questionnaire →

Tools & Resources

LifeInsight – Even More Products Offered

We are continuing to enhance LifeInsight with the addition of innovative tools and products! Our most recent product addition is the refreshed Index Advantage UL. For more about LifeInsight and its differentiated capabilities, please reach out to your local Prudential wholesaler.

Click here →

Underwriting & Service

PruFast Track Changes – Effective October 1, 2020

We are continuously evaluating and improving the PruFast Track process. The following changes will be effective on September 28, 2020.

  • PruFast Track maximum face amount will be permanently increased to $3 million.
    • Based on our experience over the past several months, we are making a permanent change to offer accelerated decisions on cases up to and including $3 million. The probability of receiving an accelerated decision (no exam/lab/medical records) is higher at the younger ages and lower face amounts. Cases over $1 million and up to $3 million will be less likely to receive an accelerated decision; however, we will utilize EHRs and APSs in some cases in place of the exam/labs.
  • PruFast Track cases requiring Full UW will now require an exam and lab.
    • Temporary pandemic measures utilizing an EHR/APS in place of an exam/lab will be discontinued.

Marketing materials will be updated in the near future.

Revised Agent’s Reports – Effective October 19, 2020

Effective Monday, October 19, 2020, The Individual Agent’s Report (ORD 114120IND 1020), Juvenile Agent’s Report (ORD 114120JUV 1020), and Survivorship Agent’s Report (ORD 114120SURV 1020) have been revised.

Details of the changes are outlined here →

Life insurance is issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY), and Pruco Life Insurance Company of New Jersey (in NY). Variable universal life policies are offered by Pruco Securities, LLC. All are Prudential Financial companies located at 213 Washington Street, Newark, NJ.

This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any clients or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing clients’ retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional.

© 2020 Prudential Financial, Inc. and its related entities.
1011225-00005-00  Ed. 05/2020  Exp. 04/01/2022