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June 24, 2020
Life Essentials

Important Changes Coming to Essential UL and Founders Plus


In reaction to the low interest rate environment, we are adjusting rates for both Essential UL and Founders Plus effective June 29, 2020. In addition to the rate adjustments, we are removing the Premium Cap for Founders Plus.

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Product

Index Account Segment Information – July 2020

Existing index account caps and spreads will not change for new segments that start in July 2020. Please note that there is a new credited rate basis for Founders Plus (June 2020) that will impact policies applied for on or after June 29, 2020. Click below for more information and the complete list of index account caps and maximum illustrated rates.

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Underwriting & Service

iGO e-App Update

Effective June 15, the minimum face amount was increased from $250,000 to $1,000,000 for long form term cases on iGO e-App. Applications with a face amount of $1,000,000 or below should be submitted through the FastApp Ticket or as a Prudential Xpress Worksheet and may be eligible for PruFast Track.

Tools & Resources

2020 Life Resource “eBook” Guide

Doing Business with Prudential – Life Business Resource Guide Spring 2020. Find what you need to help you do business quickly and easily in this changing environment.

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Life insurance is issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY), and Pruco Life Insurance Company of New Jersey (in NY). Variable universal life policies are offered by Pruco Securities, LLC. All are Prudential Financial companies located at 213 Washington Street, Newark, NJ.

This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any clients or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing clients’ retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional.

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH CONSUMERS.
© 2020 Prudential Financial, Inc. and its related entities.
1011225-00005-00  Ed. 05/2020  Exp. 04/01/2022